Vienna (ots) – Buying on account has always been very popular when shopping online in Austria. The reason for this is simple because no other payment method is as customer friendly. You only pay after the goods you have ordered have arrived at your home. This offers maximum security for the customer. Another advantage is that you can check the articles for damage and completeness. If something is wrong, you can cancel the order at the retailer without paying in advance. The customer only has advantages with this payment method.
Purchase on account is not possible?
Unfortunately, some customers may not be able to purchase on account, although the selected online shop usually offers this payment method. This could be for a number of reasons. One of the most common is the customer’s lack of creditworthiness.
The retailer bears the sole risk when purchasing on account and, viewed in this way, pays in advance. That is why the customer’s data is checked in order to assess the risk of not being paid. But there are also other reasons for a rejection. So it may be that the customer has not yet been found in any database. Some shops only offer purchase on account from the second order.
Are there disadvantages when purchasing on account?
For the customer, this payment option actually only offers advantages. Provided that he pays or returns the ordered goods on time. If you ignore the payment deadline, dunning fees may arise. In Austria, however, a free request for payment must first be sent to the customer before the shop can charge reminder fees.
The disadvantages of purchasing on account are all on the merchant’s side. This is because he has to pay in advance with the goods and shipping costs and runs counter to the risk of default.
Inquiries & contact:
Nicou Dimitrou 38 Zorzis Court 3